In Bank Sinara you can apply for a loan and return all the interest paid on it, if you repaid it on time and without delays. To do this, connect the service package "Manage easily" when concluding a loan agreement.
How does the 0% Rate Guarantee work?
When you apply for a loan, the interest rate is specified in the terms of the agreement. The monthly payment will in any case include payments on the principal debt and interest. But if you connect the "Manage easily" service package, then after the loan is closed, Sinara Bank will return all the interest paid to you and your loan rate will be reset to zero. This service is available for loans that are issued for a period of at least 48 months. To take advantage of this opportunity, you need to:
Connect the service package "Manage Easily" and the Service Package;
Fulfil obligations under belarus mobile database the loan agreement in full;
Use your entire credit limit;
Do not use the “Credit Holidays” and “Skip Payment” services;
Conclude a contract for at least 48 months;
During the debt repayment period, do not allow overdue debt to arise;
Have a current account at Bank Sinara andThat very card;
During the entire loan term, make at least 5 transactions per month using the same card for a total amount of at least 10,000 ₽.
After you make the last payment on the loan, you need to submit an application for a refund of interest. This can be done in the mobile application or at any Sinara Bank office. Next, the bank will check your loan for compliance with all the conditions we described above. After that, the interest amount will be returned to your same card.
The "Manage easily" service package should be connected when drawing up a loan agreement. It cannot be drawn up later. However, you can cancel the package at any time. If you do not use the services included in the package, Sinara Bank will return the commission you paid.