In addition, disputes can always be resolved. Senders manage to successfully return money sent to erroneous details. The same applies to the settlement of disputes when delays occur due to technical failures.
How to maintain a grace period when paying for housing and communal services with a credit card
Correct payment of housing and communal services by card will allow you to use the grace period and not overpay interest. However, before making payments, it is recommended to check the MCC code of the operation - this can be done using electronic services. Information can also be clarified with the bank's support service.
Mostly all preferential transactions have MCC codes 4900 or 4814. In most cases, these include utility payments. Including those related to telephony, home Internet and cable television. If the payments are made using these MCC codes, then you will not have to worry about the possibility of using the interest-free period.
Don't miss any required payments - they may be due guangdong mobile number database before the interest-free period expires.
Do not allow delays in other obligations - if there is a corresponding rule in the contract, the occurrence of overdue debt will lead to the impossibility of applying the grace period to all transactions.
Top up your balance in a timely manner – remember the maximum terms for crediting funds and try to transfer money to your credit card in advance.
The time it takes for funds to be credited is an important detail. They are usually credited to your credit card within a few minutes – including when transferring money or depositing it through ATMs and self-service terminals. However, a maximum crediting period of several banking days may be set. Therefore, the sooner you make the payment, the better.
If you are unable to pay off the balance in full, make a mandatory payment. Remember that only a credit card that has not been overdue can be profitable. It is much more pleasant to receive large bonuses and offers to increase the limit than information about the accrual of penalties and fines. Plan your expenses wisely to use your credit card with maximum benefit.
Credit card "DA!" Bank Sinara
Apply for a "DA!" credit card from Sinara Bank to easily pay for utilities via the app, online banking, ATMs or self-service terminals. Card servicing is free for payments of 5 thousand rubles or more per month. You can also receive cashback bonuses of up to 15% and exchange them for money at a rate of 1 to 1. Find out about all the benefits of a credit card and apply for oneHere.