How to properly organize motivation assessment

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Sberbank CEO German Gref, while participating in the EEF-2024, said that immediately after that, the issuance of loans for the purchase of housing fell by 40-60%. He also made a forecast. It will take about two years to stabilize the market situation. As for the cost, Gref noted: previously, the real estate sector was characterized by a market-unjustified spread between primary and secondary housing. The spread is the difference between prices. As government support begins to decrease, the spread will decrease. The gap between new buildings and secondary housing will level out. After the cancellation of preferential mortgages, a number of experts expected a drop in prices. But these forecasts did not come true. If we talk about average values, then in Russia the cost of a square meter of new buildings increased by 6%.


And housing at the construction stage rose in price by almost 8%. However, there were cities where prices went down. For example, Makhachkala, Arkhangelsk, Orel. Secondary housing also rose in price slightly. The growth was almost 6.5%. There was also a drop in the cost of square rcs database meters. For example, in the territory of Surgut. Although it is clear that this is general data. The picture may differ, depending on the specific real estate segment. In Moscow, the situation for 2024 was even less positive. The cost of secondary housing increased within the statistical error - by about 0.8%. Read also Mortgage insurance in SK Sovcombank for Sberbank 60% KV Forecast for 2025 You should not expect a clear decrease in prices.


People have started taking out mortgages much less often. But developers cannot sell real estate at a big discount. The reason is simple - developers have already invested funds. They purchased the property. Now they must not only "recoup" them, but also make a profit. Whether the forecast of the head of Sber will come true - time will tell. So far, the industry is characterized by a stalemate. Market mortgage rates have rushed to space. And developers have no room to maneuver. As for the secondary market, discounts are given to buyers much more often within this segment. But no one wants to sell at a big discount either. It is easier to rent out this apartment and receive a stable monthly income.