A specific day that you specify in the agreement, or, for example, once a month in equal shares. Specify late payment penalties In addition to specifying the interest rate for using the money, the lender has the right to set a penalty. But the terms of this penalty must be clearly formulated. For example the borrower does not return the money by the date specified in the agreement, he will pay the lender , rubles. The parties agreed that in the event of nonpayment of the debt by the date specified in the agreement, for.
Each day of delay the borrower will be charged a fine of . of the amount of the debt. Take a deposit You can take it literally keep it or leave it with the debtor for safekeeping. A pledge is a guarantee for a loan. That is, in case oman telegram users mobile phone number list of nonpayment, the lender can demand the item for himself. For example, an expensive TV or a car. Animals cannot be the subject of a pledge. You can also get the debtors real estate as collateral. But if we are talking about a residential apartment or house, everything is legally complicated..
Formally, in Russia, private investors and also MFIs can issue loans secured by real estate only to entrepreneurs individual entrepreneurs, heads of LLCs. But if you are not a private investor, that is, you do not take interest for using money, you can demand an apartment as collateral. But to do this, the parties will have to go to Rosreestr or the MFC, where there is a branch to draw up and register a pledge agreement. The owner will not be able to sell such an apartment without the permission of the pledgee. What to do if money is not.
The parties agreed that
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