The difficulties that have arisen for Russians since 2022 force them to look for alternative ways to pay for goods and services abroad. Often, this involves schemes with several links with intermediaries and additional commissions. A regular transaction from one bank to another sometimes requires the participation of third parties. If you choose the easiest paths, you can lose significant amounts on conversion or paying for intermediary services.
Conversion
The conversion issue often arises when you are abroad or simply paying for a purchase on a foreign marketplace website. Many services and goods now have to be purchased for foreign currency through third countries.
Explore exchange options to avoid overpayments. Money transfer services may provide an automatic conversion function. This simplicity may hide a less-than-favorable rate for you. Sometimes it makes sense to first buy the currency you need from a bank and then send it through the service.
Commissions
Many operations that used to be done in one click now require vietnam mobile database intermediaries. They, in turn, earn on commissions. For example, many foreign companies have not stopped their work in the Russian Federation, but their services cannot be paid for directly. In such cases, people who have cards of foreign banks come to the rescue. But the commission to these intermediaries increases the final cost of the service.
When applying for foreign cards, the issue of commissions also often arises. Many banks leave more favorable offers for citizens of their countries. For example, cards for foreigners may come with a higher commission for cash withdrawals.
To save money, consider more different offers. Sometimes commissions and percentages can form complex schemes. For example, you want to pay for the services of a foreign company through an intermediary, and he only accepts dollars or euros. To save money, you need to take into account his commission and choose the best offer for currency exchange.
When working with intermediaries, you cannot always guarantee a refund. You can refuse an already paid service or an unsuitable product. The intermediary is unlikely to be interested in a refund. In addition, the abundance of intermediary schemes provokes an increase in fraud. You should carefully read who promises to help you pay for Steam or Netflix services.