What should he do?
Posted: Wed Feb 19, 2025 5:53 am
Oleg wants to buy a new laptop, but he has no time to save money. His salary is 90 thousand rubles, and the laptop costs 80 thousand. Oleg wants to use a credit card, but he understands that if he pays back the money from his next salary, he will have 10 thousand rubles left to live on.
First, estimate your living expenses. How much money do you need for daily purchases? How much is needed to pay off other loans, rent, and other expenses that require bank transfers or cash?
If Oleg needs no more than 10,000 rubles in cash or for transfers to other accounts, he can safely buy a laptop with a credit card and pay off the debt with his first salary. Oleg will not have his own money to live on, but until his next salary he will be able to use the credit card and gradually pay off the debt.
The scheme is a little more complicated than when uk mobile database using a classic loan. In this case, the card owner uses the funds of his bank without overpaying a penny for them. The system works if you play by the rules and do not violate the agreement.
This is a tool that will be useful for a person who is accustomed to financial discipline. It allows you to save money and cover unexpected expenses without overpaying. You will not have to withdraw funds from your savings account if you urgently need them.
Excellent conditions from Bank Sinara - say "YES!" to savings
Almost all Russian banks offer their own credit cards - from giants and semi-monopolists to small regional organizations. The terms vary, and it can be difficult to find the best one among hundreds of offers.
But you don't have to search! You've already found it: you can apply for a loan at Bank Sinaracredit card “YES!”with simple and transparent conditions:
First, estimate your living expenses. How much money do you need for daily purchases? How much is needed to pay off other loans, rent, and other expenses that require bank transfers or cash?
If Oleg needs no more than 10,000 rubles in cash or for transfers to other accounts, he can safely buy a laptop with a credit card and pay off the debt with his first salary. Oleg will not have his own money to live on, but until his next salary he will be able to use the credit card and gradually pay off the debt.
The scheme is a little more complicated than when uk mobile database using a classic loan. In this case, the card owner uses the funds of his bank without overpaying a penny for them. The system works if you play by the rules and do not violate the agreement.
This is a tool that will be useful for a person who is accustomed to financial discipline. It allows you to save money and cover unexpected expenses without overpaying. You will not have to withdraw funds from your savings account if you urgently need them.
Excellent conditions from Bank Sinara - say "YES!" to savings
Almost all Russian banks offer their own credit cards - from giants and semi-monopolists to small regional organizations. The terms vary, and it can be difficult to find the best one among hundreds of offers.
But you don't have to search! You've already found it: you can apply for a loan at Bank Sinaracredit card “YES!”with simple and transparent conditions: